Investment is a way of getting financial benefits at a certain time and or determined by investing your financial capital. Apart from the purpose of obtaining financial gain, it also aims to obtain security for your specific financial goals. So for this we must know the types of investment that are profitable and safe.
In investing, we can have two types of objectives and types, namely financial investment of securities with a certain term for the purpose you have specified, for example retirement investment, educational investment, currency investment. And the physical investment aims to get a profit by purchasing an item that you have determined for a certain period, for example investing in gold, property.
The following are investments that are profitable and safe for you:
Financial investment in the form of securities.
Financial investment in the form of securities is an investment we invest our financial capital in the form of securities for a specific purpose and period that you have specified. Financial investments in the form of securities include:
1 Time Savings
Term savings is one of the savings products from banking financial institutions in addition to ordinary savings. Term savings are savings that you keep for a specific purpose, which can usually be taken out within a certain time, so that you can get the benefits. Term savings are usually for retirement savings, education savings and health savings. Term savings have very minimal risk because they are a form of savings product.
Time deposits are a form of savings product from banking financial institutions. You can also adjust the form of deposits and determine the nominal value for a certain period of time that you want. The profit value of this savings product has been determined by the financial institution concerned, so that the nominal value of the profit can be ascertained. The disadvantage of this investment is the relatively small returns compared to other investment benefits.
Bonds are also quite safe, especially those issued by the government. The rate of return on investment is higher than that of deposits.
Physical financial investment.
Physical financial investment is an investment with the purchase of physical goods that can grow the value of physical goods with a certain period and time. These physical financial investments include:
1 Purchase of Property.
Purchase of property, namely the purchase of land, shop houses, residential houses or other forms of building functions. By purchasing property we can make a profit from the rental value or the sale value of the property. Property selling value will continue to increase from year to year, a very safe investment with a very low value. However, investing in property purchases has a drawback, namely that you have to provide large financial capital.
2 Purchase of Gold Precious Metals.
Purchasing Gold Precious Metals, is a form of investment in the form of purchasing goods, namely gold precious metals, this investment is almost the same as purchasing property but with relatively low financial capital and can be adjusted accordingly. With the purchase of metal, gold has a high selling value from year to year. However, with investment in precious metals, we have to estimate the storage, to be safer, save a storage box by hiring a storage service from a financial institution.
Those are some types of safe investments that you can choose, according to your needs and the investment value you want. Choose investments that are safe and profitable for you so that you have your financial security so that your life is more prosperous.
Also read : 3 Basic Principles of Financial Management.
Greetings always prosperous and happy.
Written: Good job; Article sources: wikipedia.com, akseleran.co.id.
Photo illustration: pexels.com